Why the impact of the bail-outs has not been yet felt by mainstream

Posted on by alexesguerra

The biggest advantage that the average joe and mainstreet struggling individuals have today is that they are actually on the streets.   In simple laymen terms, these people have the ability to interact with the right occurences in the society and state of the economy.

It’s just like isolation can be futile to the pyschological make up of an individual.  What’s the sense here is that since people are so desperate that they do not have any cash resources to get by, they stay at home and sometimes get isolated.   So regardless of what maybe people’s desire to spend and really help the economy, they are constraint. 

Believe it or not there are so many struggling people who are very much compassionate and passionate of how to realistically be optimistic.  Unfortunately, while the toxic assets are said to be bought from the banks, the collectors have been very progreassively haunting every hour of the day to collect from consumers.   Encouraging people to start spending is indeed very important to stimulate the economy.  But convincing people to buy cars and houses is another thing as there should be a fine print in advertising stating “subject to credit approval”.  After all, it will be interesting to know the difference on the numbers that are really qualified without a down payment or lenders approving just because someone has  a job.  Did the crisis not start because someone was employed and with such criterias instead of the real credit and spending behaviors?

Perhaps, understanding the real individual circumstances may help in order to find out if the average joe is the real culprit due to miss, late or non-payments.  Just maybe it would help to see some history of the consumer if indeed in the last few months regardless did they tried their best to earn a living and pay their bills?  I honestly believe that some modest living individuals are really trying their best efforts to survive on their own. What about for small business owners which simply bootstrap their way to have operating cash because no one will give them loans?

The unfortunate art of the scenario is that even extremely chronically ill and disabled individuals have even made their efforts to risk their own health.  This is a problem for everyone and it’s just a little too late and off track to figure what really happen in the immediate ncessary term.  What we desperately need to do immediately is inject the cash to direct benficiaries.  Who knows if the only way is to open bank accounts for individuals or reactivate banking accounts which were closed because of the toxic overdraft fees imposed to consumers why not?  The financial educati0n then comes together by making these depositors pay interest charges and make them aware that their assets will be on the line if they do not start at this point in  becoming financially responsible.

In the last few months or even a year since this recession started, there have been a big literacy amongst consumers to be financially responsible.  Hence, this why spending started to halt and cut.  And yet since there were un-responsible people who were taking home mortages and car loans when they cannot afford it, what happens to the people who did in  every way try to live modestly within their means?    Yet, these are the people that are now haunted by these collectors and the financial system because they don’t have the voice being low income.   Meanwhile,  they have tried every single means to survive to the point that some are now homeless or on the streets.   Why not give these individuals the chance and some of them are even doing home based enterprises just to make it day by day.    The best part of this lesson learned is that this people are socially responsible.  When they see the sociological impact that is being done  to alleviate their hardships, they will be the very key of mainstreet prophets that will advocate that we need to stay focus, optimistic and compassionate as change is indeed possible in mainstreet.

The role of small business entrepreneurs is to emphasize reconciliation

Posted on by alexesguerra

It’s about time for reconciliation. The small business owner has been heard by the politicians and faith has prevailed in all angles and extremes.  In the old days, it was telephone banking then came the town hall meets and now there is a new age of technology using the internet as the model of communication.

From letter writing to emails then now to blogging and social networking through the years, our role now is promote “reconciliation”.  Gone are the days that we only had to express freedom on expression and write about complaints and sentiments, it is now about supporting the cause.  Just as any struggling no income, disabled individual today, all we have is the magic world of the internet and it’s vast technologies.    So it is very important to pat our officials on the back, thank our president of change for the message and our legislators for taking the steps to improve our lives.

For in the world of blogging for example, it is not merely driven by self-interest as we write and express our thoughts, our minds and with what is on our spirit.  Christian or not, the action between faith and love must prevail in helping heal the wounds that the global world needs.  And by engaging with this message, we are creating the bottom line of the hard times so we can move on now towards global prosperity.

Yes, there is a dileanation between church and the system but as small entrepreneurs we can still make that connection.  Yes, we can, we will prevail and then a miracle towards the healing of the markets will begin.  As a small nobody affected by this crisis, I call on the investing community that the battle is over.  Now is the time to heal, be together and inspire each other for the change we need.

http://www.entrepreneursblogs.com

The Future of the internet towards human nature

Posted on by alexesguerra

 

The future has began with the digital technology age today.  From video-cams, landlines, instant messaging and reading, the internet has transformed a new way of life.

With online virtual communities and social networking, one does not need to travel thousands of miles to meet and learn about society and culture.

Expressing emotions and ideas are ways to create  a real sense of healing especially when humans go through difficult times in their lives.  Understanding human ordeals is hard especially if we have never experienced the same hardships and situations.

It is no longer assumptions towards realities and analyzing trends but listening to people.  On the other end, the listener has to have the compassion and sentiment to elicit a more positibe attitude.

This is not just about the business aspects of creating niche but also sharing personal experiences over life.  The key is simply accepting what is present and then move on towards a new beginning. This is the real message depicted on the ideology behind why we have constantly promoted the online virtual community.

Affordable Books with Affordable Shirts

Posted on by alexesguerra
The popularity of Affordable Books had gone wild lately expanding to Affordable Shirts. In today’s economic disgust affordability seems to be the name of the game.

Bookselling now another victim of the Recession

Posted on by alexesguerra

Some stories of friends have great similarity to ours and we all agreed that we are not recession proof. 

In the few years, the internet giants of the books industries have made very good mechanisms of maintaining, selecting

and dropping small brick and mortar home based retailers.   Without the big guys even having their own masssive inventory stocks,

the small guys are the ones buying and resselling, the develop quality and shipping standards, make money through services,

commissions and fees and most of all the consumer’s payment which they use as cash flow as they have  scheduled payment

after a week, two weeks or even a month after finally paying the small guys.    In the meantime the small guy only has two days

from receipt of order to deliver to the customer in good quality and fastest way.

So it is still the samll guys who get ding, scolded or even expelled if these rules are not followed of if the customer complaints.

So in turn the consumer does not want to buy a book online sometimes as they are not sure if the book ever get on time.

Change was the election fever, online technology is the bail-out

Posted on by alexesguerra

<a href=”http://technorati.com/claim/bm3x7hat” rel=”me”>Technorati Profile</a>

A few weeks before the inauguration of the 44th President Barack Obama of the United States change has been the epitome

yet online technology and the way economics run might finally be the real way out of the financial crisis so deep globally

nowadays.     With the Feds infusing money into the system the traditional way, people are stagerring to sell their checrished

possessions online just to survive.  Maybe, what is needed is more involvement of the home based brick and mortar powered

small businesses who knows how to survive a dollar or a penny a day without cash flow.

After all this time, they finally ADMIT RECESSION?

Posted on by alexesguerra

Boy o boy, don’t you love capitalism at it’s best. Now suddenly CEO’s willing to take $1.00 as annual salary without flying on private jets while the collectors jump on sucking to buy more names for them to call and threaten.

I’m sorry what this new incoming administration needs are veteran small business entrepreneurs who knows how to juggle with a negative balance sheet and turn it around. Where do you find them? Why not try the minority small business main streets who knows what it is to live once a day, sometimes line up for free food and work two jobs while having a 100 degree fever. Then perhaps something will happen and this deepest of the deepest depression maybe fix slowly but surely.

Hello, this is the sign of the times.  This is no longer graduates of the prestigious schools and white collar executives with corrupt politics but this is now the time for people with disabilities, under privileged class who have good breeding, culture and education and ethics to be fair yet survive.

But as they say it is about the inner circle again on the campaign headquarters who were there even if they were on the other side. Who cares about party affiliation, it is about scratching backs again but then were set to the dumps again.

Wake up America. Dump the ego…….Go back to the very basic ideals of the american dream and finally express the so called “change” by naming the unheard names in the circles who really have the qualifications to do the job, to be a survivor and the only way is to find the people had suffer from the very same system it had created.

Then and only then will healing and real people start to have the real solutions.  It is very tempting yes but remember it only takes a 100 days to make the first impressions and then a new president can be doomed and or be great.

Merchandising Trends Aggressive on Christmas in October?

Posted on by alexesguerra

Columbus Day, Oct. 8 most of the Westfield stores in the Northern California area had some Halloween stuff. However, they had more Christmas decors and trees coming out of their shelves.  Toys, huge, huge sale prices from 20 to 70% off can be found at Walmart, Even Internet Shopping sites are showcasing some of the sellers geared toward gift giving and the likes,.  Looks like if we can adjust  X’mas to be earlier in Octgober we would.

I think the idea is get to make wallets open so people can start spending.   A typical Sunday afternoon would be foods, movies, games, and shopping. Today, it’s more  foods, either a movie or a game only, window shopping, or grocery shopping. The shopping even though tempting is kinda hard when you think of the credit card bills and collectors.

In the late 80’s I remember doing hallmark greeting cards made from special natural paper. We also created an entire product line concept that will go with it like notebooks, journals, pen holders making a collection. Yet we also had to manufacturer products geared towards people’s income bracket.

I think today is the best time to create products that can be ordinary basic things that we use on the daily basis and add some kind of color, decor, art value so we won’t be ashamed in wrapping them up to give as presents for the holidays. 

 Any thoughts out there?